Real Results

Success Stories

See how real families are saving $50K-$400K in interest and becoming debt-free 15-25 years faster

500+

Families Helped

$150K+

Average Savings

18+ Years

Avg. Time Saved

100%

Satisfaction Rate

The Thompson Family

California

$67K

Interest Saved

The Situation

The Thompsons had a $385,000 mortgage at 6.5% interest with 28 years remaining. They were paying $2,432/month and felt like they'd never see the end o...

Our Approach

We implemented our Accelerated Payoff Strategy, restructuring their bi-weekly payments and identifying an additional $400/month they could put toward...

The Outcome

Paid off their 30-year mortgage in just 22 years, saving $67,000 in interest payments. The Thompsons are now investing that $2,432/month for retiremen...

8 years early 22 years total
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Average W2 Employee

Traditional Employment

$19,371

Interest Saved

The Situation

A traditional W2 employee with a $101,700 mortgage on a $190,000 home. With 16 years remaining at 2.99% APR and $1,014 monthly payments, they faced $2...

Our Approach

With a $50,300 credit limit based on their home equity, we consolidated and optimized their debt structure. The strategy eliminated the high-interest...

The Outcome

All debt eliminated in 3.92 years instead of 16 years. Saved $19,371 in mortgage interest plus $2,102 on the auto and personal loans. Total savings: $...

12 years early 4 years total
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The Rodriguez Family

Texas

$52K

Interest Saved

The Situation

$320,000 mortgage at 7% with 25 years remaining. Monthly payment of $2,263. The Rodriguez family was feeling overwhelmed by their debt load and wanted...

Our Approach

Combined refinancing analysis with accelerated bi-weekly payments and strategic extra payments. We identified that switching to bi-weekly payments alo...

The Outcome

Mortgage eliminated in 17 years, saving $52,000 in interest. Now 100% debt-free and enjoying financial peace of mind. They've since started a college...

8 years early 17 years total
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Small Business Owners

Business Owners

$311,816

Interest Saved

The Situation

Business owners with a $311,048 mortgage on a $440,000 home. With 28 years remaining at 7.125% APR and monthly payments of $2,735, they were on track...

Our Approach

Using a $352,000 credit limit combined with wealth-building IUL (Indexed Universal Life) policies for both spouses. The MEG strategy not only accelera...

The Outcome

Debt-free in 6.92 years instead of 28 years. Saved $311,816 in interest. Created $206,448/year in combined tax-free retirement income starting at age...

21 years early 7 years total
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The Patel Family

Florida

$89K

Interest Saved

The Situation

$450,000 mortgage at 6.75% with 27 years remaining. Feeling overwhelmed by debt and uncertain about their financial future. The Patels had dreams of r...

Our Approach

Comprehensive financial review identified hidden opportunities. Implemented our full equity acceleration program which included optimizing their payme...

The Outcome

Now mortgage-free after 18 years. Investing $892/month that used to go to mortgage payments. The Patels retired 3 years earlier than originally planne...

9 years early 18 years total
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Business Owner and Wife

Entrepreneur Family

$98,761

Interest Saved

The Situation

An entrepreneur couple with a $280,000 mortgage on a $500,000 home. With 20 years remaining at 3.25% APR and $2,000 monthly payments, they faced $110,...

Our Approach

Leveraged a $450,000 credit limit with wealth-building IUL policies for both spouses. Despite tight cash flow, the MEG strategy optimized their paymen...

The Outcome

All debt paid off in 2.83 years instead of 20 years. Saved $98,761 in mortgage interest plus $9,218 on the car loan. Created $81,060/year in combined...

17 years early 3 years total
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The Chen Family

Washington

$73K

Interest Saved

The Situation

$410,000 mortgage at 6.25% with 26 years remaining. Wanted to retire mortgage-free but didn't see how it was possible with their current payment plan....

Our Approach

Created a retirement-focused elimination plan with aggressive principal reduction strategy. We automated everything so they didn't have to think about...

The Outcome

On track to be mortgage-free in 19 years total - 3 years before planned retirement. Already saved $73,000 in interest and counting. The Chens now have...

7 years early 19 years total
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Divorcee with Rental Property

Complex Situation

$394,542

Interest Saved

The Situation

A recently divorced individual with a $425,863 mortgage on a $470,000 home. With 29 years remaining at 5.375% APR and $2,801 monthly payments, they wo...

Our Approach

Structured the MEG strategy to incorporate the upcoming $250,000 home sale proceeds at month 12. Used a $423,000 credit limit combined with wealth-bui...

The Outcome

Mortgage-free in 5.5 years instead of 29 years. Saved $394,542 in interest plus $53,276 in additional loan savings. Created $52,980/year retirement in...

24 years early 6 years total
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The Williams Family

Georgia

$41K

Interest Saved

The Situation

$275,000 mortgage at 5.5% with 24 years remaining. First-time homeowners seeking guidance on how to manage their biggest financial commitment. They we...

Our Approach

Started with financial literacy education, then implemented a sustainable accelerated payment plan. We focused on building good habits early - setting...

The Outcome

Projected to pay off in 18 years, saving $41,000 while building strong financial habits. The Williams family has already built significant equity in t...

6 years early 18 years total
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Doctor and Husband

High-Income Professional

$220,348

Interest Saved

The Situation

A physician and spouse with a $363,313 mortgage on a $2.1 million home. With 30 years remaining at 3.875% APR and $4,534 monthly payments, they faced...

Our Approach

Their high home value allowed a substantial $1,680,000 credit limit for aggressive debt consolidation. The MEG strategy prioritized eliminating the to...

The Outcome

All debt including $70,000 in back taxes eliminated in 4.58 years instead of 30 years. Saved $220,348 in mortgage interest plus $65,741 on additional...

25 years early 5 years total
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1099 Couple

Self-Employed

$141,936

Interest Saved

The Situation

A self-employed 1099 couple with a $346,251 mortgage on a $450,000 home. With 27 years remaining at 4.625% APR and $2,781 monthly payments, they would...

Our Approach

Used a $360,000 credit limit with dual wealth-building IUL policies for both spouses to maximize tax-advantaged retirement income. The MEG strategy re...

The Outcome

Mortgage-free in 8.08 years instead of 27 years. Saved $141,936 in interest. Created $143,304/year in combined tax-free retirement income ($69,600 + $...

19 years early 8 years total
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"Every family we work with has a unique story. What they share is the dream of financial freedom. Our job is to make that dream a reality—15 to 25 years ahead of schedule."

Mortgage Elimination Group Team

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