The Chen Family

$410,000 mortgage at 6.25% with 26 years remaining. Wanted to retire mortgage-free but didn't see how it was possible with their current payment plan. Both working professionals with busy careers, they needed a simple strategy they could stick to.

Created a retirement-focused elimination plan with aggressive principal reduction strategy. We automated everything so they didn't have to think about it - bi-weekly payments were set up automatically, and annual bonus payments went directly to principal.

On track to be mortgage-free in 19 years total - 3 years before planned retirement. Already saved $73,000 in interest and counting. The Chens now have complete peace of mind knowing their home will be fully paid off before they stop working.